Africa / Agriculture / East Africa / Environment / ILRI / Insurance / Pastoralism

Farm aid from space

A Kenyan Masai farmer stands next to his three cows exhausted by lack of nutrition near Kajiado, south of Nairobi. A NOAA environmental satellite was launched in February (below). Its images will be used in an index that helps determine payouts for climate insurance.

Dusty northern Kenya doesn’t look like a laboratory, but across its dry plains, cattle herders are pioneering a new way to fend off poverty and teaming up with unlikely partners – insurance agents.

The two groups have been brought together by the International Livestock Research Institute (ILRI), headquartered in Kenya’s capital, Nairobi. A few years ago, scientists at ILRI wondered if a new innovation, called weather-indexed insurance, might help impoverished cattle farmers survive the loss of their cows during times of drought.

For the cattle, camel, and goat herders in Marsabit, a dry part of Kenya that shares a border with Ethiopia, animals are assets. Their sale can bring the income a family needs to survive, and a big herd, like a big house, is a store of wealth that can be useful collateral for credit, which analysts often say is key to pulling people out of poverty. At minimum, losing a cow is a devastating financial blow.

That’s the kind of risk that insurance can defray, but insurance agents aren’t going to travel to Marsabit to verify cattle deaths.

“We really wouldn’t have even begun … a traditional [insurance] process. It was very clear for us at the onset that it wouldn’t work,” says Andrew Mude, chief scientist with ILRI.

Read more… (The Christian Science Monitor)

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s